Your home insurance policy documents can look complex, but knowing what to look for makes them easier to understand.

Document the contents of your home by ... Worters says. Typically your homeowners insurance policy does not cover a septic system on your property, though it will cover damage to your home due ...

It should also be on your home insurance policy documents. Before dialling it’s a good idea to have details such as your policy number to hand, though they can probably find your policy using ...

Take the following steps to submit an insurance claim: Document the damage with photographs ... The standard homeowners policy typically offers sufficient dwelling coverage to replace and repair ...