Kristy is a freelance contributor to Newsweek’s personal finance team. As an editor, Kristy has worked with sites like Bankrate, JPMorgan Chase and NextAdvisor to craft and hone content on ...

Installment loans give you something even more valuable than money — time. These loans give you a lump sum of cash and let you pay down your debt in regular, scheduled installments. But if you ...

Installment loans can help improve your credit score over time with regular payments. Missing a payment can cause a dip in your score. If you do not need an installment loan, there are other ...

Predatory lending is rampant in low-income communities, draining over $2.4 billion from cash-strapped borrowers. Protect your finances and support responsible lending policies.

A personal loan can help you pay outstanding taxes quickly, but be sure to consider an IRS repayment plan and other ...

But some lenders offer secured or variable-rate loans. Personal loans are installment loans, which means the borrower receives a lump sum from the lender and then repays it over a predetermined ...

Kevin Nishmas is an expert financial content writer with a long and successful history of working with Canada's largest financial institutions. His knack (and passion) for transforming complex ...

Hannah Logan is a Canadian freelancer writer and blogger who specializes in personal finance and travel. You can follow her adventures on her travel blog EatSleepBreatheTravel.com or find her on ...