Personal liability in a standard homeowners insurance policy protects you if you — or someone who lives in your home — are responsible for either of two things: someone else's bodily injury or ...

Home and auto insurance premiums may not increase as much as in recent years, but the industry remains under pressure.

Landscaping around the property is equally important. CalFire recommends removing vegetation within five feet of windows and ...

A standard home insurance helps pay for lodging ... you may be able to get flood insurance for your personal items through the private market. For example, Neptune flood insurance offers up ...

If you live in a high-risk area prone to wildfires or hurricanes, then securing your property can be difficult.

Personal insurance rates are expected to rise significantly ... to secure affordable coverage and their financial readiness for home purchases, with home prices also projected to rise by 4.4% ...