The advantages of refinancing a mortgage can include lowering your interest rate, changing your loan term and unlocking some ...

Refinancing a mortgage is when you take out a new home loan to replace your current loan. If you bought your home when interest rates were higher than now, refinancing could be a way to save on ...

Brai is the founder of SW4 Insights, a public policy advisory firm based in Washington D.C. He has over a decade of experience as a journalist and consultant covering finance and economic policy ...

Commissions do not affect our editors' opinions or evaluations. Refinancing your mortgage could be a good choice if you can qualify for better terms, such as a lower interest rate, or to help you ...

Homeowners, having a lower interest rate and a more affordable monthly payment sounds too good to be true, right? It’s possible by refinancing your mortgage. It’s done by taking out a new ...

Refinance your FHA mortgage without an appraisal, minimum credit score or income verification. That's the FHA streamline refi ...

A no-closing-cost refinance gets rid of the need to pay refinancing fees upfront, but it’s not free. Instead, you’ll finance ...

For borrowers considering a refinance, getting a good mortgage rate is vital. Refinancing your mortgage isn't cheap, but getting a low rate can help you recoup your closing costs, in addition to ...

“If your credit score is below 700, your ability to refinance into a conventional mortgage is limited,” says Jeff Ostrowski, principal writer at Bankrate. However, there are still some ...

Compare two options for accessing the cash in your home — cash-out refinancing or home equity loans — to pay for renovations, consolidate debt or support education expenses. Includes pros, cons and ...