Learn what could be negatively impacting your credit score, from a high utilization rate to late payments and more.

The higher your credit score, the more likely you are to get the best mortgage rates. But making regular mortgage payments can boost your score in the long run.

Look for cards with low fees and transparent terms, and don't forget to continue practicing good credit habits.

Your credit score is one of the most important factors lenders consider when you apply for a mortgage. Not just to qualify ...